Common questions

Stellar & XLM FAQ.

Answers about the Stellar network, its assets, trading and the safety checks every user should understand.

What is Stellar (XLM)?

Stellar is a public blockchain focused on payments and tokenized assets. XLM, or lumens, is its native asset and is used for transaction fees and minimum-balance requirements.

Is Stellar the same as StellarTerm?

No. Stellar is the blockchain network. StellarTerm is an independent, open-source client that can be used to access Stellar markets; it does not operate the Stellar network.

Can Stellar tokens be traded or exchanged?

Eligible Stellar assets can be exchanged through Stellar’s on-network markets and compatible services. Availability depends on the asset, issuer, liquidity, wallet support and jurisdiction.

Are all tokens listed here safe or endorsed?

No. This directory is informational and does not endorse any asset. Token names and tickers can be reused, and an asset can have limited liquidity, issuer risk or other restrictions.

Does Stellar guarantee transaction security?

Stellar’s consensus protocol validates ledger updates, but it cannot guarantee that a token issuer, wallet, website, market or trade is safe. Verify transaction details and the full asset issuer before acting.

What is a Stellar asset issuer?

An issuer is the Stellar account that creates an asset identified by an asset code and issuer public key. The code alone is not unique; the issuer key is essential to identifying the exact asset.

What is a trustline?

A trustline is an account-level authorization to hold a particular Stellar-issued asset, subject to its balance and authorization settings. Review the asset and issuer before creating one.

Is this website officially affiliated with Stellar?

No. XLM Stellar Expert is an independent educational directory and is not affiliated with or endorsed by the Stellar Development Foundation, Stellar.org or StellarTerm.

Remember: this website is an educational resource, not financial, legal or tax advice. Cryptoassets are volatile and you may lose some or all of the value you commit.
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